Process

At MainStreet Advisors, we believe that a sound investment process provides clients the security of knowing they have laid the groundwork for their long-term investing plan. We employ a disciplined approach to constructing portfolios and analyzing securities. The investment process is driven by our committee structure, which provides an organizational framework and allows members of our investment team to apply specializations across asset classes.

We believe in constructing efficient, diversified portfolios intended to be held and measured across a full investment cycle. We recognize that asset allocation, rather than security selection, is the primary determinant of investor returns. In portfolio construction and management, we aim to minimize investor costs from trading, expense ratios, and taxation.

Investment Process

For each client’s investments, we follow a rigorous investment process. Financial needs, risk tolerance, investment time horizon and outside investments are among the many factors we evaluate. Key elements of our investment process our outlined below: